Pitchers method that will help you save

• pitchers method that will help you save

The method pitchers - one of the most effective ways of conducting a personal or family budget. All you need to do - to distribute the money you plan to spend six pitchers. Each pitcher is responsible for one area of ​​life. Thus, you do not spend more than what planned.

Publishing method that will help you spend your money wisely.

Pitcher 1: the essentials (55% of your budget)

Money lying in the vessel, intended for everyday expenses and paying bills. They will also cover your expenses for rent, transportation, taxes and food.

Pitcher 2: entertainment (10% of your budget)

This part of your budget you can spend on purchases that do not normally do. For example, you can buy a bottle of expensive wine or go somewhere for the weekend. Dispose of this money as your heart desires.

Jug 3: savings (10% of your budget)

It is a pledge of your future financial independence. Money lying in the bank to be used for investment and create passive income sources. You do not have to spend these savings until you will find a complete financial freedom. And even in this case it is necessary to spend only the money you received from these savings, but not the accumulation.

Jug 4: education (10% of your budget)

Money lying in the vessel, designed for your further education and personal growth. Investments - is a great way of inserting the money, and you - the most valuable asset. Never forget that. Spend the money to buy books, CDs or courses. All of this will pay off later.

Jug 5: personal stocks (10% of your budget)

These savings can be used for large purchases. Use them to buy a plasma TV, pay for tickets or car. This is your so-called reserve fund, which must be constantly replenished.

Jug 6: charity and gifts (5% of your budget)

Use the money for gifts for birthdays, weddings and other celebrations. You can also donate them to the care of patients with cancer, animal shelter, or just to help the poor.