How to draw microloans

Unlike bank loans, micro-loans do not require a long wait, the preparation of a full package of documents, the confirmation of solvency. All that is needed for immediate registration of the application - is to have a computer or smartphone and desktop Internet. Heroine will tell how correctly to issue microloans in order not to get a waiver from the MFIs and not to fall into the hands of fraudsters.

The material we have prepared together with HOT ZAIM - Services for the selection of loans, which is looking for the most attractive offers for the provision of microloans.

to provide personal data

In the form be carefully and enter all the data without errors. You may refuse to grant a loan if they find the slightest typo, for example when writing a name. Standard application for microloan include passport details, contact telephone number, the required amount, way of getting money and the loan repayment terms. But remember, before deciding on a loan, make sure that all the conditions of the loan you have understood correctly.

Register Members Area

Choose a way of getting money

In the form Specify the most convenient way of getting money: bank card, e-wallet or cash. When your application is approved, the money will be transferred within half an hour, but in your account on the organization's website, which provided money in the debt, you will find a file with the payment schedule with the dimensions of interest rates.

to take into account their capacity

One thing is when you are missing a small amount for the purchase of necessary things, training, or to hold on to the salary, but if you want to take the maximum possible amount for opening a start - to start Analyze your current position. Microfinance institutions provide a clear payment schedule, so you must be sure you can pay in microcredit precisely specified date.

Calculate loan

Choose a company with optimal conditions

All microfinance institutions differ in the methods of micro-credit, the timing of his return and the interest rate.

Quickly pick up the institution with the most favorable conditions for micro-loans you can via the online service HOT ZAIM. To do this, you need to register on the website, fill out a form specifying the loan amount and its production method, place of residence, passport data and information about employment and activate the service from 49 to 299 rubles. Within 15 minutes, the application will be processed and sent to dozens of MFIs and banks. Companies that will be ready to approve a loan, will contact you shortly. If the amount of the loan will be a great and long term, banks will consider the possibility of granting full credit, rather than micro-loans. Also here you can additionally ask for a loan under the TCP. Here are some advantages for using the service:

• Automated System profiles and error detection that accelerates the process of getting money;
• Contacting several microfinance institutions, thereby increasing the percentage of approval of the application;
• The site works 24/7, so you can get credit at any moment;
• To obtain the loan will suit any registered card Bank of Russia;
• The minimum amount of 3,000 rubles at the rate of 0%;
• Calculator for calculating the cost of the loan, the monthly payment and the date of payment;
• It is not necessary to confirm income and provide information on the credit history;

Get money

Have you ever encountered difficulties in obtaining microcredit?