How to cope with the financial anxiety

Be independent girl who is very involved in the budget allocation, a little scary. Circumstances change, the labor market brings new challenges and financial literacy are not all taught in school. Not surprisingly, women regularly experience anxiety about money.

According to the survey by the American Psychological Association, 67% of respondents were "very much" and "too" preoccupied with matters of which women reported anxiety more often than men. This is partly due to the everyday sexism, because the air is still hovers the idea that the money - it is "men's business", and partly - with wage inequality.

Like any other concern, the financial concerns can be brought under control, and for this you can use a few simple techniques.

Study methods

When you do not have much free money you save or difficult to lay large amounts, not to mention the fact, to put them somewhere. Modern methods allow you to see additional earnings potential even with small savings. Read about how people allocate their budgets and try on for yourself, if you will approach these methods.

Remember how much you have to

The most difficult thing in a situation where you have had enough of debt and loans, - calculate how much you should be now, and to consider how the situation can deteriorate in a few months. Even despite the fact that it is difficult to make and, most likely, it is terrible - an understanding of the budget will allow you to take control of even what seems to be a stalemate. Use banking applications or special sites to control costs, to regularly update the information and do not try to burrow into the sand.

is evaluated, it is important each waste

If you go to the risk, for example, a job that you like more, but is paid less than the desired level, do not forget why you agreed to this compromise. This will allow you not regret the decision, not to mention the fact that the question of your salary you can always negotiate again. If you do not live the life that you want, what's the point? The money should help you live a comfortable life, but not to stand in her chapter.

Do stocks

The cornerstone, because of which a plurality of pairs fears a divorce and continues to live in a toxic relationship where love already and does not smell - the lack of their own savings. Recognize that you are financially vulnerable in itself, it is difficult enough, but to everyone in life needs a separate account from the emergency reserve, which is required in an emergency. In addition, funds are always saved on it can be put to rest as a career after burning out, and the first mortgage payment.

Do not compare their financial status with other

Our tape in social networks are filled with photos of friends on holiday in different countries, in shiny new cars or expensive restaurants. No matter how you feel about their finances, constantly comparing with others can certainly cause stress. Remember that you do not know how much money is actually at your friends in your pocket - perhaps he is mired in debt to the bank and hiding from the bailiffs. Do not you see how much time and effort he devotes to earning money and distribute them. Yes, and put people in social networks better version of his life, which can be quite different in reality.

Concentrate on the good

Positive thinking, of course, will not increase the numbers on your account, but it will definitely help to get rid of fear. In addition, it will allow you to estimate the financial benefits that will lead to the solution of some problems. Write down on a piece of positive aspects in relation to your budget: perhaps you have a good job or you pay a small rent for rental housing.

Pay attention to your emotions

Explore how your body responds to the times when you discuss money or make serious decisions. How do you feel when you check the balance on the card? How you react to payday? Awareness of your body's reactions taught to be more attentive to what is happening and allows you to take control of the situation. Work with your emotions, rather than repels them.

Stop ashamed of

The fact that you have spent all the money a week before the salary does not mean that you should feel shame. Take into account that you are not alone: ​​the government announced in 2015 that on every fifth credit card in Russia have arrears, and in Moscow, the average debt per person reached 170 thousand rubles. You can admit that was a mistake and learn from this great lesson by studying various financial strategies.

And how do you cope with anxiety in regard to finances?