How to save 30 thousand rubles for summer holiday

Summer vacation can fly a lot of money, so the money for it, you must begin to lay in advance if you are, of course, is not a multimillionaire. If you start with the winter, you can save up for luxury travel, but now it is too late to roll up their sleeves and set aside the amount which would be enough to relax even with a modest salary. Save and defer at least 30 thousand rubles (at least for a holiday in a man under current conditions) will not only general advice on accumulation but also specific detail.

Stop to eat out

The home diet plan and its cost is easiest: every product, a sprig of dill and a grain of salt you are paid out of pocket, and for sure you know what your favorite products are the most cost-effective for you. But even if you do not indulge in expensive products, prepare them yourself still is cheaper than buying ready-made meals or eat at the cafe (about restaurants even not worth mentioning!). No cheap table can not replace good old lunch to work, carefully collected in a plastic container or box for bento. Colleagues only be jealous.

Meeting with friends in cafes is better to reduce to a minimum, and if you do not want to do so and is ready to fight the temptation, then gather into a fist and tell about the draconian diet before beach season and strict regulations on nutrition that you can not violate. It will be a small and harmless white lie, but will need considerable willpower to resist the temptation to spend a couple of hundred. Yes, it is a trifle compared to the amount of accumulation, but such trifles and tours of places of public catering and formed a large proportion of our financial expenses.

Establishments day without spending

Day without expenditures - a day in the week in which you solemnly promise to myself that without spending a penny. Milk and bread can be bought in the next morning, because for one night nothing bad will happen. When natrenirueshsya, it will bring a number of days without spending to two per week.

It would seem that you still have to buy everything you need for the next day. But that's just it! Keyword - "right." It's not immediately required to be held by your consumer basket due to non-urgent effect.

Spend "penny" revision

All of us have expenses that are considered as the real and spending somehow undignified. Newspaper at a kiosk in a couple of rubles, emoticons to your favorite social networks, sms with the question "How are you?", Paid subscriptions ... "penny" expenses can accumulate is really a lot, so that the notorious penny cease to protect not only the ruble, but also much more substantial amount. Be persistent and time savings give up all these small things. After all, she admits that spending a penny and fun too minimal.

It is these little things very often help to accumulate the required amount, although they seem negligible at first glance. Do not ignore them!

Change transport

Ideally, it is most advantageous to walk: health and helpful, and will not affect your wallet. In reality, this is not always possible, so just think hard about whether you can save on transport. Hiking and biking - excellent. Car - too well, because it can almost always be replaced by something cheaper. In other cases, it may be, you will have winced forehead over the map of public transport in order to find the cheapest route. It is possible that it will be a little more long than usual, but it's not too high a fee for the money saved. Look at this time to good music or an audio book, imagining how you will bask in the warmth of the beach or explore the delight the European architecture.

Click the cash

The Card is so easy to pay for everything. So if you pay in cash only and take them no more than a fixed amount per day or week, you physically can not spend more than you wanted. A card left at home. This method is particularly well suited to those who have not yet developed the willpower, like a Buddhist monk, and is afraid to give in to temptation. No money - so spending either. No court no!

Practice deferred purchase

Of course, to avoid spending very, very not succeed, and the weekly purchases are not made up of only one food and travel. In the months before the summer vacation you have to buy something else. In this case, try to use the technique of deferred purchase. If the purchase can wait a little longer, then Set it for a week or two and think carefully about.

During this time, or it turned up more profitable option, or you change your mind, or do you still make this purchase, but it'll be 100% sure of its necessity. However, with the simple things like a new bulb into the entrance so it is better not to do.

Use cashback

If some part of you still shopping to pay for the card, connect to any reliable and trusted service cashback. Some banks provide their own programs to return a certain percentage of purchases. Sometimes this involved some organizations and sites. Study the market and find an option that will not be too intrusive for you.

Delhi and share

Make up a shopping list for a long time to come - and go to the huge wholesale market with friends. You can not even specialized wholesale and simply buy large amounts of something desired, because they are always cheaper than small ones. Purchase a lot - and divide it among your friends and mates who are also probably not refuse to save. Maybe they even together with you will start to save for the journey, if you share with them ideas. Together you will be purchased together and be able to relax!